старший менеджер продукта

Avarda runs internally developed and licensed core banking platforms that support consumer lending, credit cards, deposits and payments across multiple European markets. The platforms manage customer accounts, product configuration, financial processing, servicing workflows and integrations with the wider banking ecosystem.

• Own the roadmap and backlog for the Core Banking domain across internally developed and licensed platforms;
• Prioritise and sequence delivery with IT teams responsible for core banking systems and integrations;
• Own product logic for customer accounts and product lifecycle management, including configuration, interest calculation, fees, billing cycles, repayment hierarchies, servicing processes and account lifecycle events;
• Drive the evolution of core banking capabilities across lending, cards, deposits and payments;
• Work with payment and card-processing teams to integrate core banking platforms with payment rails and external partners;
• Shape platform decisions under an “orchestrate, not rip-and-replace” strategy, including platform allocation, migration scope and orchestration capabilities for customer-facing channels;
• Translate business, regulatory, operational and accounting requirements into scenario-based, testable product requirements with acceptance criteria and traceability from requirements to tests;
• Act as product counterpart to platform vendors, including scope definition, acceptance testing and release sign-off;
• Partner with operations, finance, compliance, risk and engineering teams to keep platforms scalable, compliant and ready for future growth.

• Experience as a Product Manager, Product Owner, Business Analyst or in a similar role within banking or financial services;
• Strong understanding of core banking processes, including customer accounts, product setup, interest and fee handling, billing, repayments, servicing and product lifecycle management;
• Experience with platforms supporting consumer lending, credit cards, deposits or transactional banking products;
• Working knowledge of payments and card processing, including SEPA payments, settlements, reconciliations and payment integrations;
• Proven ability to write precise, testable requirements for complex financial and operational processes and follow them through delivery and acceptance;
• Experience with platform migrations, modernisation programmes or system consolidation initiatives in a live banking environment;
• Ability to work across business, engineering, operations, finance, risk and compliance in a regulated environment;
• Nice to have: hands-on experience with Corniche (Megasol), Mambu, Temenos, Thought Machine, Finastra, TCS BaNCS, FIS or similar core banking platforms, experience with consumer lending, deposits, cards, BNPL or multi-product banking environments, experience with vendor-operated platforms including SLA management, acceptance testing and release governance.

• Competitive salary and benefits;
• Full product ownership of a strategically important Core Banking domain;
• Close collaboration with experienced IT teams and short decision paths;
• Funded and active platform agenda including migrations, modernisation initiatives and expansion into new products and markets.