product owner for credit risk platforms

TBC Uzbekistan is a digital financial services ecosystem providing digital banking, business services for entrepreneurs and SMEs, payment applications, installment credit, retail platforms, and digital insurance in Uzbekistan.

• Collaborate with Risk Managers, Data Science, and Compliance to align the scoring platform roadmap with bank-wide credit and risk objectives;
• Translate risk strategies, credit policies, and model requirements into a clear technical vision for the development team;
• Own and prioritize the platform backlog based on business impact, regulatory compliance, technical debt, and system scalability;
• Manage sprints and backlog transparency in Jira, leading refinement and planning sessions to ensure items meet the Definition of Ready (DoR);
• Adapt priorities based on policy shifts, regulatory mandates, and platform capacity;
• Translate complex risk models, policy logic, and bureau integrations into Epics, User Stories, and Acceptance Criteria;
• Define technical specifications for decisioning rules, API contracts, fallback logic, and audit trails;
• Act as the dedicated embedded Product Owner, providing daily direction, domain context, and priority clarification to the development team;
• Resolve delivery bottlenecks, data dependencies, and cross-functional blockers;
• Serve as the Directly Responsible Individual (DRI) for delivering scoring features and rule engine updates on schedule;
• Oversee the end-to-end SDLC, including shadow/A-B testing, production deployments, and post-launch monitoring;
• Coordinate cross-team dependencies across Core Banking, Onboarding, Fraud, and Data Platform teams.

• 4+ Years of experience in Credit Risk, Credit Scoring, Lending, or related areas;
• 4+ Years of experience in Product Ownership/Product Management, preferably in banking or fintech;
• Strong understanding of credit risk strategies, scoring models, credit policies, and decisioning processes;
• Experience translating business requirements into User Stories, Acceptance Criteria, and product requirements;
• Experience managing and prioritizing a product backlog and working with Agile/engineering teams;
• Good understanding of APIs, integrations, data flows, and automated decisioning systems;
• Strong analytical, communication, and stakeholder management skills;
• Nice to have: Banking or fintech experience.

• Competitive salary and annual KPI bonus;
• Corporate discounts and special offers from partner companies;
• Hybrid work model with 3 days in the office and 2 days from home;
• 24 Days annually to work from anywhere;
• 24 Days of annual vacation and 4 additional recharge days off each year;
• Birthday Day Off and 2 childcare days for parents;
• Flexible working hours: 09:00–18:00 or 10:00–19:00;
• Fresh fruits in the office and seasonal treats throughout the year;
• Access to Udemy, Coursera, and an internal learning platform with 1,600+ courses;
• Professional training and workshops for technical and soft skills;
• Team events, gatherings, celebrations, championships, and wellness initiatives;
• Sports clubs including padel, football, and basketball.