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описание
Behavioural and competency-based interviews: please don't use AI. Technical interviews: it depends on the role. Some technical stages actively welcome AI use, others don't. Your Talent Partner will let you know what's expected at each stage. Where AI is part of the assessment, we'll be interested not just in the outcome, but in how you used it – the tools you chose, your reasoning, and the decisions you made along the way.
Zopa began as a peer-to-peer lending company and launched Zopa Bank in 2020. The bank offers financial products designed around customer needs and provides unsecured personal loans.
задачи
Own a defined area of the UPL growth roadmap, from opportunity sizing through launch, measurement, and iteration
Turn commercial and customer signals into product strategy, choosing where to focus and what not to pursue
Shape the loan origination and decisioning experience, including the rules, journeys, and data behind customer offers
Lead cross-functional discovery with Engineering, Credit Risk, and Data Science to identify valuable and feasible growth opportunities
Develop propositions that give customers greater clarity and confidence before they complete a full application
Decide on scope and sequencing, balancing customer value, risk, commercial return, and engineering effort
Use data to uncover friction, validate hypotheses, and quantify impact
Bring growth ideas into the roadmap, including better use of existing data, new external data sources, and partner opportunities
Translate complex lending and technical problems into decisions that senior stakeholders can support
Build, launch, and continually improve products that help Zopa move closer to becoming the UK’s leading unsecured lender
требования
Strong analytical skills and confidence using data to find non-obvious product insights
Experience making product decisions that delivered measurable commercial outcomes
Ability to partner closely with engineers on scope and timeline trade-offs
Sound judgement when approaching ambiguous problems and a bias for practical progress
Clear communication with senior stakeholders across technical and risk-focused teams
Motivation to drive growth, efficiency, and business impact
Будет плюсом: experience in lending, consumer credit, or related financial products; familiarity with originations, underwriting, pricing, or servicing; a quantitative foundation through study or equivalent experience; experience in a fast-paced, data-led fintech environment
условия
The hybrid role requires attendance at the London office 2–3 days a week
Option to work abroad for up to 120 days a year, subject to having the right to work in the country of choice
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