financial analyst

Inwizo is a mission-driven company shaping the future of global payments, with a focus on innovation, integrity, and different product verticals globally.

• Own and drive merchant pricing strategy across products and markets, ensuring competitiveness and alignment with business objectives;
• Build, own, and continuously refine unit economics models, with visibility on profitability across merchants, products, and payment methods;
• Establish and develop the card scheme financials function from scratch, including operating processes, internal ownership model, reporting routines, and required team structure;
• Build, manage, and develop the team required to support card scheme financial operations at scale;
• Support strategic initiatives from a card scheme perspective, primarily with Visa and Mastercard;
• Act as a key point of interaction with Visa and Mastercard on scheme financials, fees, billing, rules interpretation, operational clarifications, and scheme-related initiatives;
• Monitor, interpret, and implement evolving card scheme fee structures, financial rules, and regulatory requirements;
• Support Inwizo’s geographic expansion through insights on pricing optimization and scheme fee impact;
• Reconcile transaction volumes against scheme invoices, identify discrepancies, and analyze interchange and scheme fee trends to optimize cost efficiency;
• Forecast financial exposure related to scheme fees and identify potential risks or optimization opportunities.

• At least 3 years of experience in card scheme financials or fee analysis within acquiring and/or issuing institutions;
• Strong understanding of card scheme rules, fee structures, billing logic, and operating models;
• Experience working directly with Visa and Mastercard, including scheme representatives, operational teams, billing teams, or scheme-related support channels;
• Experience building processes, functions, or teams from scratch;
• Experience working with card schemes, regulators, and licensing processes, including scheme and regulatory licensing;
• Strong analytical mindset with the ability to interpret complex financial data and translate it into actionable insights;
• Excellent communication and stakeholder management skills;
• Fluency in English;
• Practical, solution-oriented approach focused on efficiency, scalability, and operational discipline;
• Proactive, self-driven, and comfortable working independently in a fast-paced and international environment;
• Ability to operate both strategically and hands-on, from designing the function and team structure to managing day-to-day scheme financial operations;
• Nice to have: multi-jurisdictional compliance experience, particularly within UK and EU EMI frameworks, additional languages.

• Work remotely with flexible arrangements and international colleagues;
• Autonomy, influence, and the opportunity to lead at a strategic level;
• Opportunity to learn different product verticals globally.