business analyst Payments

No description

• Analyse end-to-end payment processes, journeys, and transaction flows across domestic, international, and internal payments;
• Define and document business requirements for payment initiation, authorization, processing, status tracking, recalls, and returns;
• Capture H2H, API-based, and file-based payment scenarios;
• Translate business needs into clear and detailed functional requirements;
• Support the implementation of ISO 20022 and SWIFT MT/MX messaging standards;
• Analyse and document payment reporting and regulatory requirements;
• Develop business rules, process flows, exception scenarios, and acceptance criteria;
• Identify gaps, risks, and opportunities for process improvements across payment journeys;
• Document end-to-end payment workflows and business processes;
• Work closely with business, operations, compliance, and technology stakeholders;
• Ensure requirements are clearly understood by delivery teams;
• Support the alignment of payment solutions with business objectives and regulatory requirements.

• 8+ Years of professional experience as a Business Analyst;
• Strong commercial experience within Payments, Transaction Banking, or Financial Services;
• Proven understanding of domestic and international payment processes;
• Strong knowledge of payment lifecycles and transaction flows;
• Practical experience with ISO 20022;
• Practical knowledge of SWIFT MT/MX messaging standards;
• Understanding of payment reporting, compliance, and regulatory requirements;
• Experience documenting business processes and functional requirements;
• Experience working with end-to-end payment workflows;
• Hands-on experience with H2H payment integrations;
• Experience with API-based and file-based payment integrations;
• Strong analytical and documentation skills;
• Strong stakeholder management and communication skills;
• Ability to work effectively with business, operations, compliance, and technology teams;
• Fluent English;
• Nice to have: experience with UAE banking and payment systems, experience with payment recalls, returns, rejects, and exception management, knowledge of operational workflows for payment investigations and resolution, experience working in international banking environments, strong understanding of payment-related regulatory processes.

• No conditions specified