business analyst in BNPL

Senior Business Analyst Banking & Processing Integrations (BNPL) в UZCARD.

• Conduct business analysis for specific UZCARD BNPL product lines, from defining business objectives to preparing complete requirements for the Delivery team
• Gather, structure, and validate business requirements with the Product Manager and CPO through interviews, workshops, and analysis of user and operational scenarios
• Describe AS-IS and TO-BE processes, end-to-end scenarios, stakeholder roles, decision points, manual operations, exceptions, and alternatives
• Formalize product business rules, including limits, deadlines, fees, discounts, cashback, returns, statuses, restrictions, transitions, and dependencies
• Develop end-to-end scenarios for customers, merchants, banks, and internal operations, including happy paths, edge cases, and conflicts
• Prepare BPMN/process flows, BRDs, user stories/use cases, business rules, acceptance criteria, glossaries, and other analytical documents
• Coordinate requirements with Product, Operations, Finance, Legal, Risk, banks, UZCARD, processing centers, and other business process owners
• Identify inconsistencies and open issues before development, coordinate their resolution, and document decisions
• Deliver business-ready requirements to system analysts and the Delivery team, and clarify business issues as needed
• Work with the Product Manager to prepare initiatives and requirements for handoff to development
• Participate in UAT and business acceptance testing, verifying that the implemented product meets agreed requirements and business logic
• Keep requirements, the glossary, traceability, and decision and change histories up to date
• Collaborate with system analysts, architects, UX/UI, QA, and engineering teams while maintaining responsibility for the business context of requirements
• Participate in developing business logic for BNPL, the customer app, TezQR checkout, the merchant platform, and loyalty mechanics

• 3+ Years of experience as a Business Analyst at a bank, FinTech company, payment provider, e-commerce platform, marketplace, or other complex digital product
• Experience independently conducting business analysis for a major feature or product line, from an unstructured business task to agreed requirements and handoff to development
• Proficiency in BPMN 2.0 and process analysis and AS-IS/TO-BE modeling
• Ability to structure complex business processes and formalize business rules, statuses, transitions, exceptions, and dependencies among participants
• Practical experience preparing BRDs, user stories/use cases, business rules, acceptance criteria, BPMN, and other analytical artifacts
• Experience conducting requirements workshops and aligning requirements among Business, Product, Operations, Finance, Legal, Risk, and IT
• Understanding of the SDLC and collaboration across the Product Manager → Business Analyst → System Analyst → Development/QA chain
• Ability to work with technical context at a conceptual level, including APIs, integrations, events, and systems, without performing the role of a System Analyst
• Ability to understand end-to-end processes, identify edge cases, and uncover requirement inconsistencies before development or UAT
• Strong structural thinking, attention to detail, precise wording, and ability to bring business logic to a complete state
• Facilitation skills and ability to lead meetings and workshops toward concrete decisions
• Ability to interact effectively with Product, business, and technical teams
• Fluent Russian
• Будет плюсом: knowledge of Uzbek and English, experience with BNPL, POS lending, credit/overdraft products, cards, payments, merchant acquiring, QR payments, settlement/reconciliation, and loyalty/cashback programs, experience working with banks, payment processing centers, and external partners, participation in UAT and launching greenfield/MVP products

• Локация: Ташкент