Бизнес аналитик

Ardshinbank is a financial institution operating in banking, credit, and insurance.

• Study micro, small, and medium-sized enterprise lending and banking services markets under the direction of the Regional Head of the SME Customer Relations Department;
• Attract customers in the regions covered by the employee’s responsibilities and the Bank’s branches;
• Organize meetings and visits with potential SME customers and present the Bank’s services;
• Analyze potential borrowers’ businesses and conduct the lending process;
• Ensure the processing of loan applications and submit them to authorized approving bodies and committees;
• Promote banking services and products and conduct cross-selling;
• Take measures to achieve individual and relevant branch monthly and quarterly targets and performance indicators;
• Maintain and regularly update SME customer profiles;
• Manage the asset and liability portfolios of SME customers;
• Service the formed loan portfolio and maintain effective communication with customers;
• Monitor loan portfolio quality and participate in and support the recovery of problematic loans;
• Prepare and submit proposals for optimizing and automating SME customer service business processes to the Regional Head of the SME Customer Relations Department;
• Complete assignments given by the Regional Head of the SME Customer Relations Department;
• Perform other functions and assignments assigned by the Bank’s internal legal acts, decisions, and orders;
• Submit work reports to the direct manager, the Regional Head of the SME Customer Relations Department.

• Higher or professional education;
• At least 2 years of experience in the financial and banking sector during the last 3 years;
• Good knowledge of MS Office;
• Excellent Armenian;
• Good Russian;
• Good English;
• Knowledge of financial analysis and general knowledge of legislation regulating the banking sector.

• 24 Paid vacation days, additional paid days and hours off;
• Flexible working schedule;
• Training and development programs, including individual development plans and opportunities for training abroad;
• Training for junior specialists and professional development programs;
• Health insurance and critical illness insurance;
• Preferential terms for using Bank products;
• Discounts from partner organizations and themed employee gifts;
• Business trip opportunities;
• Monthly, quarterly, and annual bonuses in addition to the base salary;
• Annual salary review;
• Team meetings, corporate events, and intellectual and sports games.