product manager in fintech

Calamatta Cuschieri Moneybase plc is a privately held Fintech Group operating in Investment Services, Fund Administration, Online Investing, and Payments. Founded in 1971, the Group provides technology-enabled financial services and employs over 210 people from more than 27 countries, with over 3 billion in Assets Under Management and Administration.

• Own the end-to-end product vision and roadmap for the Cards portfolio aligned with company KPIs and customer needs;
• Define, prioritise, and ship features improving activation, usage, engagement, and retention across the cards journey;
• Partner with Risk, Compliance, and Legal teams to ensure compliance with Visa/Mastercard rules, PCI-DSS, PSD2, and relevant financial regulation from design through launch;
• Collaborate with Engineering, Design, and Data teams to translate customer problems into measurable product improvements;
• Build and maintain relationships with third-party partners, including card issuers, processors, and card schemes;
• Own the customer experience for card servicing, including freezing and unfreezing cards, replacement, PIN management, and in-app card controls;
• Collaborate with UX/UI designers on card servicing experiences;
• Communicate roadmap, trade-offs, and progress to stakeholders and leadership, including regular reporting on delivery status and product KPIs;
• Monitor the competitive landscape across challenger banks, neobanks, and global card issuers;
• Ensure the on-time and quality delivery of assigned projects;
• Conduct team appraisals, identify training needs, motivate the team, and manage performance in collaboration with the Team Lead;
• Implement mechanisms to monitor, manage, and report progress across team delivery activities;
• Develop and maintain a prioritised product backlog;
• Act as an internal and external product ambassador and point of reference for product-related queries.

• 5+ Years of product management experience, ideally in a digital bank, fintech, card issuer, or payments company;
• Bachelor's degree in Business, Computer Science, Finance, Economics, or a related field, or equivalent practical experience;
• Direct experience owning a debit, credit, or prepaid card product end-to-end, including work with card processors, issuers, and Visa/Mastercard scheme relationships;
• Track record of shipping customer-facing features in a fast-paced agile environment with measurable impact on conversion, activation, NPS, or revenue;
• Experience working in a regulated environment with Risk, Compliance, and Legal teams on product decisions;
• Experience in a scale-up or high-growth fintech environment and comfort with ambiguity and rapid iteration;
• Strong product sense and ability to translate customer pain points and business goals into a prioritised roadmap;
• Ability to interpret data and use it to make and defend product decisions;
• Deep understanding of card payment rails, authorisation flows, settlement, and the wider card issuing ecosystem;
• Excellent stakeholder management and communication skills, with the ability to influence Engineering, Design, Risk, and leadership;
• Strong commercial acumen, including understanding of interchange, unit economics, and how card products drive revenue and cost;
• User-centred mindset with experience in user research, usability testing, or close collaboration with design teams;
• Ability to operate autonomously and own outcomes rather than outputs;
• Familiarity with agile methodologies such as Scrum or Kanban and tools such as Jira or Linear;
• Nice to have: MBA or relevant postgraduate qualification, formal product management certification such as CSPO, software development background, knowledge of fraud prevention, dispute management, and chargeback processes.

• Variable bonus linked to KPI;
• Opportunities for career growth.