product manager for digital assets

ING’s Transaction Services business line provides Wholesale Banking products and services to corporate and institutional clients. Product Management PCM develops Payments & Cash Management capabilities and products that support business growth, client needs and sustainable income.

• Manage the day-to-day product performance and P&L of the assigned portfolio;
• Define and drive capabilities, propositions and the operating model for an emerging digital asset ecosystem;
• Translate strategic direction, market developments, regulatory requirements and client operating models into product requirements, business cases and delivery priorities;
• Identify how payments, liquidity management, settlement and asset servicing processes can be supported or improved in a digital asset environment;
• Define product requirements and coordinate delivery across Technology, Operations and Delivery Management;
• Manage product governance, product approval processes and non-financial risks with Risk, Compliance and Legal;
• Support commercialization, product performance and ongoing enhancement of the product proposition;
• Support existing Payments & Cash Management solutions for clients active in the digital assets ecosystem, including proposition and risk appetite development, commercial management and client engagement;
• Own the product strategy, proposition, roadmap and commercial performance of the assigned product area;
• Translate strategic choices into executable product requirements and priorities;
• Assess market, client operating model and regulatory developments and their impact on product capabilities;
• Build relationships across Sales, Coverage, Operations, Technology and Control Functions;
• Ensure products remain within ING's risk appetite and comply with applicable regulations and policies;
• Bridge current Transaction Banking client needs and emerging digital asset developments through practical product evolution;
• Align with Delivery Management and ensure successful delivery of product requirements;
• Translate business needs and strategic product priorities into clear requirements for delivery teams;
• Share responsibility for secure, stable and scalable product operations.

• Bachelor's or master's degree;
• Relevant experience in Transaction Banking, Payments, Cash Management, Financial Market Infrastructure, Digital Assets or a related field;
• Experience in product management, proposition development, strategy execution or delivery of complex initiatives;
• Ability to translate strategic direction and market developments into product capabilities, requirements and delivery priorities;
• Strong stakeholder management skills and experience working across complex organizations;
• Commercial and analytical mindset, with the ability to simplify ambiguity and structure decision-making;
• Interest in digital money, tokenization, wallet capabilities and market infrastructures;
• Excellent written and verbal English communication skills;
• Nice to have: Experience with Digital Assets, Tokenization, Stablecoins or DLT-based market infrastructure, experience in Wholesale Banking, Financial Institutions or Payments, experience with product approval, regulatory change, requirements definition or technology delivery.

• 25-28 Vacation days depending on contract;
• Pension scheme;
• 13Th month salary;
• 8% Holiday payment;
• Personal growth and challenging work with endless possibilities;
• An informal working environment with innovative colleagues.