financial analyst корпоративное кредитование

TBC is a leading financial institution in the region that develops new service standards through data analysis, artificial intelligence, and digital products. Its Corporate and Investment Banking business is a market leader, serving a significant share of the corporate lending, guarantees, and deposits market.

• Receive and process client credit applications;
• Analyze clients’ financial performance and prepare comprehensive loan projects;
• Prepare financial models and determine forecast financial indicators;
• Assess project risks;
• Organize the collateral valuation process and accurately reflect it in the project;
• Present projects to the credit committee;
• Manage the loan issuance process;
• Coordinate processes for non-standard agreements with internal bank units and clients;
• Monitor compliance with the intended use of loans;
• Manage the utilization of tranches or credit lines;
• Prepare various reports according to the bank’s standards.

• Higher education in Finance or Business Administration;
• At least two years of experience as a financial analyst;
• Advanced Russian language proficiency;
• Knowledge of finance;
• Knowledge of bank structure and distribution of functions;
• Knowledge of banking legislation;
• Knowledge of banking products, processes, and tariffs;
• Advanced proficiency in MS Office programs, including MS Excel, Word, and PowerPoint;
• Readiness to work with AI tools and modern technologies;
• Nice to have: CFA and/or ACCA certification.

• No conditions specified