Full Stack Engineer

UMO is a stealth-mode FinTech venture aiming to evolve the way people experience money by building a unified, AI-powered, yet deeply human modern money platform across fiat, crypto, and investments - subject to regulatory approvals. The platform is being designed to break down traditional barriers to money across access, assets, and experience, enabling simpler, more adaptive ways for people to interact with financial services. We are currently developing our MVP and navigating licensing requirements, with a multidisciplinary team of 100+ people representing 20+ nationalities. With our headquarters in the UAE and offices in Portugal and Ukraine, we are united behind a shared ambition and a relentless focus on serving our customers.

As a part of our team, you'll help us shape a platform that works for One — a business owner, an artist, a freelancer. In this role, you will take direct technical ownership over core fullstack applications and microservices across our modern money platform. We provide the room for you to exercise true technical autonomy, stripping away micromanagement so you can deeply understand the business context behind our financial workflows, collaborate closely across squads, and ship resilient, high-impact features end-to-end.

• End-to-End Application Delivery: Architect, build, and scale resilient fullstack services, pairing responsive client-side interfaces with high-performance backend microservices in Go and TypeScript.
• API Integration & Gateway Pipelines: Design and consume gRPC, HTTP, and WebSocket APIs, connecting modern user experiences seamlessly with core transactional logic and distributed systems.
• State Management & Data Architecture: Optimize client-side state layers and backend data persistence across relational databases (PostgreSQL), fast memory stores (Redis), and event streaming layers (Kafka, NATS, or similar).
• Cross-Squad Technical Execution: Partner directly with Product, Engineering, and DevOps leads to turn complex product requirements into modular, testable code, unblocking integration dependencies across squads.
• Engineering Craft & Component Systems: Maintain high standards for code cleanliness, security, and component reuse, conducting thorough code reviews and participating in system refactoring.
• AI-Augmented Workflows: Model the engineering craft using modern development tools (Cursor, Claude) as a core part of your daily workflow to accelerate architecture design, feature delivery, and test execution.

The UMO Standard