business analyst for payment acceptance platforms

Capco Poland is a global technology and management consultancy specializing in digital transformation across the financial services industry, with expertise in banking, payments, capital markets, wealth management, and asset management.

• Gather, analyze and document business and system requirements for the Payment Acceptance Platform;
• Prepare business and system analysis documentation, interface specifications, process flows and data mappings;
• Analyze merchant onboarding, merchant lifecycle and merchant hierarchy processes;
• Support initiatives related to acquiring transaction processing, clearing, settlement and merchant funding;
• Analyze merchant accounting rules, fee calculation processes and reconciliation requirements;
• Analyze dispute and chargeback processes across the acquiring lifecycle;
• Support fraud prevention and digital payments initiatives;
• Analyze integrations between the Payment Acceptance Platform and surrounding banking and payment systems;
• Prepare and review ISO8583 and ISO20022 message mappings;
• Support EMV-related initiatives and payment security requirements;
• Prepare test scenarios and acceptance criteria;
• Support SIT, UAT and production deployments.

• At least 5 years of experience as a System Analyst, Business-System Analyst, Solution Analyst or similar role within banking, payments, fintech or acquiring;
• Strong understanding of the end-to-end acquiring process;
• Experience with merchant lifecycle management and merchant onboarding;
• Knowledge of clearing, settlement, merchant funding and reconciliation processes;
• Understanding of merchant accounting principles and fee calculation;
• Experience with disputes, chargebacks and fraud management;
• Knowledge of digital payments and e-commerce;
• Familiarity with Visa, Mastercard, American Express and BLIK;
• Understanding of Single Message and Dual Message processing;
• Knowledge of ISO8583 and ISO20022;
• Experience preparing analysis documentation, interface specifications and test scenarios;
• Strong analytical, communication and stakeholder management skills;
• Fluent English and Polish;
• Nice to have: knowledge of EMV, experience with Merchant Portal / Acquirer Portal solutions, understanding of PCI DSS and payment security, experience supporting certification projects with payment organizations.

• B2B contract;
• Opportunity to work on AI and automation initiatives for leading financial institutions.