22 авг

finance manager in fintech

ориентир по рынку
вакансия зп не указана
в среднем 278 459 ₽
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описание

Finom is a European tech startup developing an all-in-one financial B2B solution that integrates banking functions, accounting, financial management, and invoicing into a seamless, mobile-first platform. Its platform also offers invoicing and AI-enabled accounting features for entrepreneurs and is expanding across key EU markets.

задачи

  • Build financial projections for banking licence and payment institution / EMI applications, including P&L, balance sheet, capital, and liquidity;
  • Own funds and regulatory capital planning, including requirements, headroom, and behaviour under growth and stress;
  • Model safeguarding and payment buffers across regulated entities;
  • Support legal, compliance, and regulatory teams during application and Q&A cycles;
  • Defend assumptions and rework projections against regulatory deadlines;
  • Reconcile licence and capital models with the company financial model and actuals;
  • Develop business cases and investment cases for new markets, products, and initiatives;
  • Prepare scenario and sensitivity analyses for the CEO, CFO, and Supervisory Board;
  • Analyze profitability and unit economics at product, segment, and market levels;
  • Prepare board and investor materials;
  • Support fundraising through model preparation, diligence responses, and investor questions;
  • Support M&A workstreams through valuation, structuring analysis, and diligence;
  • Partner with selected functions on planning, cost, and investment decisions;
  • Perform ad-hoc analysis.

требования

  • 4+ Years of experience in corporate finance, strategic finance, financial modelling, transaction services, or the finance function of a bank or fintech;
  • Built or materially maintained sophisticated financial models for a bank, fintech, or financial institution;
  • Experience with regulatory financial models, including licence applications, capital planning, ICAAP/ILAAP, or regulatory reporting;
  • Exceptional Excel / Google Sheets modelling skills, including structure, transparency, and error-proofing;
  • Excellent working knowledge of the three financial statements and their interactions;
  • Understanding of banking or fintech economics, including interchange, net interest income, funding, and capital;
  • Extreme attention to detail and healthy perfectionism;
  • Structured thinking and an ownership mentality;
  • Ability to work independently with CFO, CEO, and board-level stakeholders;
  • Strong written and verbal English;
  • Nice to have: SQL, familiarity with BI tools such as Metabase, Looker, and Tableau, Python, hands-on use of AI tools such as LLMs and copilots, treasury, capital management or regulatory reporting background, experience in a firm pursuing or holding a banking licence, Big Four, investment banking, or consulting foundation followed by an in-house fintech role.

условия

  • Flexibility to travel and work across Europe;
  • Stock Options Program available to every team member;
  • Resources and opportunities for continuous personal and professional development;
  • Work & Swim Program with one month in a corporate apartment in Cyprus.

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