finance manager in fintech

Finom is a European tech startup developing an all-in-one financial B2B solution that integrates banking functions, accounting, financial management, and invoicing into a seamless, mobile-first platform. Its platform also offers invoicing and AI-enabled accounting features for entrepreneurs and is expanding across key EU markets.

• Build financial projections for banking licence and payment institution / EMI applications, including P&L, balance sheet, capital, and liquidity;
• Own funds and regulatory capital planning, including requirements, headroom, and behaviour under growth and stress;
• Model safeguarding and payment buffers across regulated entities;
• Support legal, compliance, and regulatory teams during application and Q&A cycles;
• Defend assumptions and rework projections against regulatory deadlines;
• Reconcile licence and capital models with the company financial model and actuals;
• Develop business cases and investment cases for new markets, products, and initiatives;
• Prepare scenario and sensitivity analyses for the CEO, CFO, and Supervisory Board;
• Analyze profitability and unit economics at product, segment, and market levels;
• Prepare board and investor materials;
• Support fundraising through model preparation, diligence responses, and investor questions;
• Support M&A workstreams through valuation, structuring analysis, and diligence;
• Partner with selected functions on planning, cost, and investment decisions;
• Perform ad-hoc analysis.

• 4+ Years of experience in corporate finance, strategic finance, financial modelling, transaction services, or the finance function of a bank or fintech;
• Built or materially maintained sophisticated financial models for a bank, fintech, or financial institution;
• Experience with regulatory financial models, including licence applications, capital planning, ICAAP/ILAAP, or regulatory reporting;
• Exceptional Excel / Google Sheets modelling skills, including structure, transparency, and error-proofing;
• Excellent working knowledge of the three financial statements and their interactions;
• Understanding of banking or fintech economics, including interchange, net interest income, funding, and capital;
• Extreme attention to detail and healthy perfectionism;
• Structured thinking and an ownership mentality;
• Ability to work independently with CFO, CEO, and board-level stakeholders;
• Strong written and verbal English;
• Nice to have: SQL, familiarity with BI tools such as Metabase, Looker, and Tableau, Python, hands-on use of AI tools such as LLMs and copilots, treasury, capital management or regulatory reporting background, experience in a firm pursuing or holding a banking licence, Big Four, investment banking, or consulting foundation followed by an in-house fintech role.

• Flexibility to travel and work across Europe;
• Stock Options Program available to every team member;
• Resources and opportunities for continuous personal and professional development;
• Work & Swim Program with one month in a corporate apartment in Cyprus.