Analyst of customer analysis division in credit risk

Evoca is looking for a Analyst of Customer Analysis Divison who will be responsible for conducting comprehensive and in-depth analysis of credit applications and providing conclusions based on them.

• evaluate the creditworthiness of current or potential clients, conduct analysis of the borrower’s financial and economic activities;
• analyze indicators, ratios, and trends;
• perform a comprehensive analysis of clients' financial statements;
• collect and analyze data for the purpose of applying risk management models;
• prepare and present reports;
• provide recommendations related to financial analysis and credit risk.

• higher education in economics or finance;
• at least 2 years of work experience in a bank or financial system as a financial analyst and/or credit specialist;
• knowledge of Armenian banking and tax legislation, as well as credit processes;
• excellent knowledge of financial statement analysis and financial ratios;
• knowledge of financial modeling techniques;
• analytical mindset;
• teamwork and communication skills;
• ability to quickly orient and make decisions;
• excellent command of Russian and English.

• health insurance;
• travel insurance;
• favorable terms of Evoca products and services;
• holiday and year-end bonuses;
• bonuses on marriage, birth of a child;
• paid days off;
• sport package;
• English language trainings;
• large opportunities for continuous learning and development (participation in international conferences, business trips abroad, opportunities to get international certifications and study in top universities worldwide).