Software Engineer

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Lead Software Engineer

The Business Experimentation and Optimization (BE&O) teams within Mastercard’s Services organization are building industry-leading software that

empowers business users around the world to make data-driven decisions through advanced analytics and experimentation. As we expand our product

offerings and modernize our technology stack, we are reimagining how we deliver scalable, cloud-native solutions to our clients.

We are seeking a hands-on, technically strong Lead Software Engineer to drive the architecture, design, and development of our next-generation

experimentation platform.

In this role, you will help define and evolve system architecture and non-functional requirements—such as scalability, performance, security, and reliability—ensuring our solutions meet the highest engineering standards. As a technical leader, you will guide cross-functional teams in building scalable services, APIs, and analytical capabilities that power our platform, leveraging technologies like Databricks and cloud platforms such as AWS and Azure.

What is the Services organization?

The Services team is a key differentiator for Mastercard, delivering cutting-edge solutions that help our customers grow. Focused on thinking big and

scaling rapidly across the globe, this team is responsible for end-to-end solutions for a diverse, global customer base. We combine traditional management consulting with rich data assets and in-house technology to provide clients with powerful insights and tools that drive fact-based decision-making.

Centered on data-driven technologies and innovation, our services include consulting, loyalty and marketing programs, business experimentation, and data-informed information and risk management. While specializing in the payments industry, Mastercard Services also partners closely with major retailers, airlines, and other enterprises, leveraging insights drawn from both within and beyond our network.

Who is Mastercard?

Mastercard is the global technology company behind the world’s fastest payments processing network. We are a vehicle for commerce, a connection to

financial systems for the previously excluded, and a technology innovation lab. We ensure every employee has the opportunity to be a part of something

bigger and to change lives. We believe as our company grows, so should you.

At Mastercard Services, you will serve as a senior technical leader and hands-on engineer for BE&O’s next-generation experimentation and analytics

platform.

As a Lead Software Development Engineer, you will lead through technical influence, architectural judgment, and execution excellence to help

modernize our platform and deliver scalable, secure, cloud-native capabilities for global business users.

Lead the technical design and delivery of complex, data-intensive software solutions that enable advanced analytics, experimentation, and datadriven decisioning for Mastercard clients.

Define and drive technical strategy for modernization initiatives, including evolution of legacy systems toward scalable, cloud-native, API-driven,

and service-oriented architectures.

Lead system design across multiple levels of detail, including platform architecture, high-level design, detailed technical design, integration

patterns, non-functional requirements, and implementation approach.

Serve as a hands-on technical contributor, designing, coding, testing, debugging, and delivering production-quality software across the full

engineering lifecycle.

Build and evolve scalable services, APIs, data pipelines, and analytical capabilities using modern engineering practices, cloud platforms, and data

technologies such as AWS, Azure, Databricks, Spark/PySpark, and related frameworks.

Partner closely with product managers, engineering teams, architects, data scientists, QA, security, and operations teams to translate business

and functional requirements into robust technical solutions.

Coordinate and lead technical execution across globally distributed engineering teams, ensuring alignment across regions, time zones,

dependencies, design decisions, and delivery milestones.

Drive architecture and design reviews, code reviews, technical decision-making, and engineering tradeoff discussions to ensure solutions are

secure, resilient, observable, performant, maintainable, and aligned with enterprise standards.

Identify opportunities to improve platform scalability, reliability, developer productivity, operational readiness, and speed of delivery through

modernization, automation, reusable patterns, and engineering best practices.

Provide technical mentorship to junior and mid-level engineers through design guidance, code review, pairing, knowledge sharing, and modeling

strong engineering judgment.

Navigate ambiguity in complex initiatives by clarifying technical direction, decomposing large problems, identifying risks, and driving alignment

across stakeholders.

Champion a culture of engineering excellence, continuous improvement, ownership, collaboration, and high-quality delivery across the team and

partner organizations.

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

8+ years of software engineering experience delivering scalable, high-performance, and reliable software in an agile environment.

Strong hands-on experience designing and building distributed systems, microservices, RESTful APIs, and cloud-native applications.

Strong experience with data-intensive applications and analytics platforms; experience with Databricks, Spark, or PySpark is highly desirable.

Proven expertise leading system architecture, high-level design, detailed design, and end-to-end technical delivery of complex software solutions.

Experience driving technology modernization initiatives, including cloud adoption, platform transformation, and modernization of legacy

applications.

Hands-on experience with AWS and/or Azure, CI/CD, containerization, Kubernetes, observability, and modern software delivery practices.

Demonstrated technical leadership as an individual contributor, influencing architecture decisions, driving technical strategy, and leading large

cross-team initiatives.

Ability to translate business and product requirements into scalable, secure, and maintainable technical solutions.

Excellent collaboration and communication skills, with a proven ability to work effectively across engineering, product, architecture, data science,

QA, and operations teams.

Experience leading and coordinating technical initiatives across globally distributed teams spanning multiple regions and time zones.

Passion for mentoring and developing engineers through technical guidance, design reviews, and knowledge sharing.

Strong problem-solving skills with the ability to work through ambiguity, make sound technical decisions, and drive results through hands-on

execution.

Bachelor’s degree in Computer Science, Software Engineering, or a related technical field; advanced degree is a plus.

Mastercard is an equal opportunity employer that values diversity and inclusion. Applicants will be considered and treated without regard to gender, gender identity, race, color, ethnicity, national origin, religion, sexual orientation, veteran or disabled status, or any other characteristic protected by applicable law.