Product analyst in banking communication

Our IT&DATA organisation is transitioning from a project-delivery toward a product-centric approach, grounded in user value, product delivery and continuous improvement. As part of this journey, we are hiring a Product Analyst for our Payments & Banking Communication Squad. This team is one of the three squads that make up our IT&DATA Treasury & Tax product, which supports related corporate finance processes globally.

• Contribute business, process, data, and technology insights to the product vision and roadmap defined by the Product Owner.
• Analyze Treasury needs and assess their alignment with product objectives and the global payment strategy.
• Identify impacts, dependencies, risks, and opportunities arising from regulatory changes, banking standards such as ISO 20022 and SWIFT, payment digitalization, APIs, and real-time payments.
• Prepare analysis and recommendations to support roadmap and investment decisions.
• Gather, analyze, challenge, and document business and user requirements.
• Translate needs into epics, features, user stories, process maps, functional specifications, and acceptance criteria.
• Support the Product Owner in backlog refinement and prioritization by providing value, effort, dependency, risk, and impact analysis.
• Maintain requirements traceability and ensure delivered solutions address the agreed business outcomes.
• Facilitate requirements and solution-design workshops with Treasury, Finance, IT, banking partners, and other relevant stakeholders.
• Build a detailed understanding of user journeys, pain points, controls, data flows, and operational processes.
• Coordinate functional clarifications across Group Treasury, Regional Treasuries, P2P, I2C, Master Data, IT teams, banks, SWIFT, and service providers.
• Provide transparent analysis of requirements, decisions, dependencies, risks, and delivery status.
• Actively contribute to sprint planning, backlog refinement, reviews, demos, and retrospectives.
• Clarify functional requirements and acceptance criteria for developers, architects, testers, and support teams.
• Prepare and coordinate functional testing, defect analysis, business validation, and user acceptance testing.
• Assess release readiness, support deployment and hypercare activities, and ensure appropriate documentation and knowledge transfer.
• Analyze and support solution evolution across payment processing and payment factory capabilities, financial messaging and file exchange, bank reporting and cash visibility, payment fraud controls, and file-format compliance.
• Document current and target processes, interfaces, business rules, data mappings, controls, and exception scenarios.
• Evaluate proposed solutions for reliability, scalability, security, compliance, and alignment with internal controls and banking standards.
• Act as a functional reference for Payments and Banking Communication topics and support root-cause analysis of complex incidents and defects.
• Define, collect, and analyze product and service performance indicators, user feedback, incident trends, and adoption data.
• Identify improvement opportunities and formulate evidence-based recommendations for the Product Owner.
• Support risk assessments, auditability, compliance reviews, and remediation follow-up.
• Contribute functional expertise to treasury digital transformation initiatives.

• 5+ years of experience in Business Analysis, Product Analysis, Functional Analysis, or a comparable role, preferably within payments, treasury, or banking connectivity and in complex international environments
• Proven experience analyzing and delivering payment solutions, banking connectivity, or payment factory capabilities
• Hands-on experience with requirements elicitation, process modelling, functional specifications, user stories, acceptance criteria, testing, and defect analysis
• Experience working in Agile / Scrum product teams and collaborating with Product Owners and cross-functional delivery teams
• Strong understanding and mastery of Payments lifecycle and payment processing
• Strong understanding and mastery of Bank connectivity channels (SWIFT)
• Strong understanding and mastery of Financial messaging standards (MT, ISO 20022 MX)
• Strong understanding and mastery of Payment solutions and payment messages format development
• Strong understanding and mastery of Cash management and bank reporting
• Strong understanding and mastery of Treasury and payment transformation initiatives
• Strong product mindset and ability to connect user needs with measurable business value
• Excellent requirements elicitation, structured analysis, process modelling, and documentation skills
• Ability to challenge assumptions and provide objective recommendations based on evidence
• Excellent stakeholder facilitation, communication, and cross-functional collaboration
• Good understanding of System architecture and integrations
• Good understanding of Payments infrastructure and connectivity
• Good understanding of XML and ISO 20022 message formats
• Good understanding of SQL queries
• Analytical thinking combined with a practical delivery mindset
• Ability to influence and facilitate alignment without formal authority
• Strong problem-solving, attention to detail, and communication skills
• High level of ownership for analysis quality, follow-through, and results
• Master’s degree in Finance, Engineering, Information Systems, or related field
• Будет плюсом: Knowledge of Kyriba or Datalog TMS would be a plus; Experience in large multinational organizations; Exposure to Payment Factory or In-House Bank models; Knowledge of SWIFT ecosystem and banking connectivity architectures; Experience with ISO 20022 migration programs; Knowledge of regulatory environments impacting payments and financial messaging (SEPA, CBPR+, local clearing schemes, etc.)

• A revolutionary job that will be part of the digital transformation of global FMCG leader.
• We ensure you work with great products, and technologies in an international environment, learning from experts and experienced managers but how much you will develop in this position depends on you!
• We value smart working so that’s why while being focused on results, we offer flexible working hours and a home office policy.
• You are able to work from the office in Warsaw twice a week.
• We have a relocation package to help you out!
• On top of that, you will have access to the benefits we offer to you and your family, including private medical care, benefits package for parents, life insurance, social fund, or employee discounts.