Liquidity manager in payments

Tangem is a high-tech company in the blockchain sector was founded in 2017, headquartered in Zug, Switzerland, with branches in North America, Eastern Europe, and APAC. Tangem started with the idea of bringing digital assets to the masses using a unique combination of a smartcard-based hardware wallet and mobile applications. We are looking for a structured and hands-on Liquidity Manager to oversee and optimize our global payment flows, provider performance, and cost structure.

• Manage day-to-day interactions with payment providers, monitor service quality, and troubleshoot issues
• Support the finance team on settlements, payouts, and reconciliation processes
• Oversee the onboarding and integration of new payment methods and channels
• Calculate and maintain up-to-date commission models to support our unit economics
• Analyze payment and provider costs by region to identify optimization opportunities
• Propose and implement flow restructurings across legal entities for more efficient settlement and cash positioning
• Design and maintain provider routing strategies to ensure failover resilience and redundancy
• Collaborate with the engineering team on integrating provider reporting into ERP and internal dashboards
• Conduct ongoing performance monitoring and benchmarking of payment providers
• Review and verify invoices from vendors and partners to ensure accuracy and alignment with contracts

• 3+ years of experience in finance operations, treasury, or payments
• Strong understanding of global payment systems, PSPs, and financial flows
• Excellent analytical skills — able to build and explain financial models
• Structured communicator and self-starter with a bias toward ownership
• Experience working cross-functionally with finance, product, and engineering
• Fluent English; strong documentation and vendor management skills

• Stability, growth, participation in shaping the future unicorn
• Remote work from any location, schedule based on GMT+3
• Competitive salary in EUR/USDT