data analyst in fintech

Capital.com is a global trading platform offering award-winning products built around advanced technology and a seamless client experience.

• Conduct complex investigations of escalated alerts, including transaction history reviews, source of funds and wealth analysis, beneficial ownership checks, open-source intelligence gathering, and cross-entity pattern analysis
• Prepare SAR/STR narratives and supporting evidence packs for entity MLRO review and regulatory filing, meeting regulatory timeframes and internal quality standards
• Make independent disposition decisions on complex alerts and document the rationale to an auditable standard; the highest-risk alert categories are subject to QC sampling and senior review
• Conduct background checks and contextual research on counterparties and entities linked to alerts using public and subscription databases
• Maintain clear audit trails in the case management system, accurately recording investigative steps, conclusions, and rationale
• Liaise with entity MLROs on SAR filings, respond to queries, and provide supplementary evidence where required
• Liaise with external counsel and regulators where required, under the direction of the Head of TM
• Mentor L1 and L2 analysts on investigation techniques and complex typology recognition
• Support thematic reviews of client segments, typologies, or products as directed by the Head of TM or QA and Governance
• Identify process improvements and suggest control enhancements to strengthen detection and reporting capability

• At least four years of experience in financial crime investigation, transaction monitoring, or AML/CTF compliance, including at least two years conducting complex investigations and drafting SARs/SMRs/STRs
• Experience working in or with CFD brokers, forex brokers, investment firms, or fintech platforms offering leveraged trading products
• Experience with end-to-end TM investigations, alert disposition, and SAR/STR preparation in a regulated financial services environment
• Strong analytical and investigative skills, including interpreting complex transactional datasets across multiple accounts and entities
• Excellent drafting and case-writing skills; SAR narratives must be clear, factual, well-structured, and defensible
• Sound understanding of AML/CTF regulations, ML/TF typologies, and red-flag indicators relevant to online trading platforms, including deposit-withdrawal cycling, structuring, trade-based laundering, deliberate loss, and geographic and identity anomalies
• Independent decision-making on complex cases and the ability to distinguish genuine suspicious activity from unusual but explainable client behaviour
• High attention to detail, organisation, and accountability in documentation
• A risk-based mindset; the role produces the team's most consequential written output and is not a process-following exercise
• Будет плюсом: ICA Certificate or Diploma in AML or Financial Crime, CAMS, or equivalent

• Competitive salary
• Annual leave
• Employee referral program with rewards
• Medical insurance, pension plans, and location-specific benefits and perks
• 30 Additional days to work remotely from anywhere in the world, subject to some restrictions
• Two additional paid volunteer days each year
• Work-life harmony
• The company has an Internal Reporting Procedure applicable in Poland, available from the Human Resources Department upon request; violations may be reported under the terms specified in the procedure