Business loan officer

The incumbent will be responsible for issuance and further service of the loans.

• Identify the needs of business clients related to loan products, provide enhanced consultation to clients
• Initiate the business loan application process, thoroughly review the documents and/or information submitted by the client based on the application, assess the borrowing capacity and creditworthiness of legal entity/private entrepreneur clients
• Based on the submitted data and documents, provide properly analyzed information about the client and issue the business analysis conclusion
• Organize initial appraisal of the property pledged as collateral, as well as property and business monitoring visits
• Prepare, analyze and submit professional conclusions on provision of business loans to clients
• Submit the business loan application to stakeholders for consideration and opinion
• Organize and coordinate disbursement of approved loans

• University degree in finance, accounting or economics
• At least 2 years of work experience as a Loan Officer - Business Lending
• Proficiency in Microsoft Office
• Good command of Armenian, Russian and English
• Knowledge of banking and civil legislation, banking and accounting
• Analytical thinking
• Excellent communication skills
• Attention to detail
• Ability to work in a team
• Ability to make decisions under pressure and handle stressful situations
• Будет плюсом: ACCA, MBA will be a plus; knowledge of AS Bank 4.0 will be a plus

• Full time position, open-ended employment contract; start date: ASAP
• Highly competitive package of benefits
• Career growth and development opportunities
• Competitive
• Benefit package applicable to Ameriabank CJSC employees including but not limited to annual bonus, insurance package, banking services with special rates, wide range of trainings and individual professional development plan, etc.